Legacy Life Benefits serves both individual and employee group clients with the goal of solving the American financial crisis through innovative life, disability, medical and other key risk protection and areas of cost savings. We give you an unbiased assessment through shopping several carriers to ensure your overall best plan value.
Licensed in AL, TN, MS, TX, GA, NC and IN
GROUP medical secondary "GAP" plans for those companies on the higher, "richer" primary plan levels. Consider going down a level and simply adding this secondary plan. Groups achieve a net savings AND enjoy more overall coverage for their employees. Primary plans also typically show much lower renewal rates since the gap plans absorb the majority of the small claims
*INDIVIDUAL MEDICAL product that combines superiority of coverage with average premium SAVINGS of over 60% off current high-deductible ACA plans and with minimal underwriting.
*Sidecar Health MEDICAL CONCIERGE and overall plan enhancement
*LIFE INSURANCE simple online enrollment
LIFE + LTC group GUARANTEE ISSUE plan design
*COBRA option in Short Term Medical plans that HR Managers can offer to both new hires with a 90-day waiting period for group medical benefits and those employees leaving the company who need a much less expensive medical option for the short term
*GUARANTEE ISSUE supplemental Accident/Critical Illness plan - cover that high deductible with one of these plans with NO health questions, plus 24/7 teladoc consultation
BestOne DENTAL insurance plan
*IMMEDIATE and significant dental discount plans with NO waiting periods, NO deductibles and NO annual maximums
*INTERNATIONAL MEDICAL - perfect for mission teams, vacationers, honeymooners and business travelers alike
DISABILITY INCOME PROTECTION
Employee Benefits, Fixed Annuities, and Specialized Prescription Plans
NICHE COST SAVINGS INITIATIVES:
*Free Waste Audit on a strict performance basis to ensure the lowest hauler rates and strongest contracts
*Work Opportunity Tax Credit software program that GUARANTEES savings AND simplifies onboarding for HR
*Free Wireless Audit for companies who issue 50+ cellular devices among staff
*Significant GUARANTEED payroll tax savings for employers PER EMPLOYEE to company bottom line $
LLB clients enjoy the maximum benefit amounts for their income protection for the lowest possible rates in the areas of Life, Medical, Disability, Long Term Care, Dental and key cost savings initiatives
Legacy Life Benefits has advised and protected individuals and employer groups with these areas of financial protection for over 15 years. Call us today to design plans to protect your bank and your legacy!